Pensacola, FL: 850-434-2200 // Panama City, FL: 850-434-2200 // Mobile, AL: 850-434-2200

Matthews & Higgins
Civil Litigation And Insurance Law In Pensacola, Florida

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Raymond F. Higgins III

  • Attorney


Pensacola, FL





Raymond F. Higgins III is a 1979 graduate with distinction of the Virginia Military Institute where he received a Bachelor of Science degree in Physics and Chemistry. Upon completion of his undergraduate degree program, he joined the United States Navy and served until 1994 as an aviator achieving the rank of Lieutenant Commander. He graduated with honors from the Florida State University of Law in 1998 earning his Juris Doctor. He is currently a member of the Florida Bar and is admitted to the U.S. District Court, Northern District of Florida.

Mr. Higgins' areas of practice include general civil litigation with emphasis in defense of personal injury matters, automobile negligence, professional negligence, premises liability, products liability, and commercial litigation including insurance coverage matters, real property and other construction matters, and fire and casualty matters.

Areas of Practice

  • General Civil Litigation
  • Personal Injury Defense
  • Automobile Negligence
  • Professional Negligence
  • Premises Liability
  • Products Liability
  • Commercial Litigation
  • Insurance
  • Real Property Law
  • Construction Law
  • Fire and Casualty matters
  • Employment Law

Bar Admissions

  • Florida, 1998
  • U.S. District Court Northern District of Florida, 1998


  • Florida State University College of Law, Tallahassee, Florida
    • J.D. - 1998
    • Honors: cum laude
    • Honors: With Honors
  • Virginia Military Institute, Lexington, Virginia
    • B.S. - 1979
    • Honors: With Distinction
    • Major: Physics & Chemistry

Professional Associations and Memberships

  • Escambia/Santa Rosa County Bar Association

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